Let's break bread.
To "break bread" is to have a meal with someone; there are connotations of seeing to it that everyone is fed. We believe that the lending process should be a wholesome experience, much like sharing a warm loaf of bread over a dinner table together. We endeavor to understand our clients’ needs, ensuring that there is a team around them to facilitate their success. Break Bread Lending believes that there is enough bread to go around, and that no business should have to go without.
+
% Higher Approval Rate
Yes, we are able to get funds into your account as soon as today.
We have a personalized approach to every client. Since everyone's financial history is unique to them, we like to structure deals that are best suited to each clients individual situation. We want our clients to be successful, and not dragged down by bad rates and terms.
Absolutely! Because we rely on private funding rather than banking institutions, when the banks say no, we can say yes!
Our clients love us!
Working with Break Bread Lending was a standout experience. Their personable, transparent approach and quick, attentive service set them apart—no pushy sales tactics, just tailored solutions.
Andrew K
Customer
Break Bread Lending saved the day for my business when we needed funding urgently. Their swift response and support in the 11th hour were invaluable—truly a lifesaver!
Tyler H
CustomerWhy break bread with us?
Private Capital with Ethical Standards
At our company, we pride ourselves on offering private capital solutions that uphold the highest ethical standards. Unlike traditional financial institutions or predatory lenders, our capital is sourced from private investors who share our commitment to ethical lending practices. - Transparency and Fairness: We believe in transparent and fair lending practices, ensuring that borrowers understand the terms and conditions of their loans without hidden fees or deceptive practices. - Ethical Underwriting Criteria: Our underwriting criteria prioritize responsible lending, taking into account borrowers' financial circumstances, repayment capacity, and long-term financial well-being. - Community Impact: By choosing our private capital, borrowers can rest assured that their financing supports ethical business practices and contributes positively to the community.tively to the community.
Opposition to Predatory Practices
We are deeply troubled by the prevalence of predatory practices within the lending industry and are committed to combating such unethical behavior. - Zero Tolerance for Predatory Practices: Unlike many other lenders, we vehemently oppose predatory lending practices, such as exorbitant interest rates, hidden fees, and coercive tactics aimed at exploiting borrowers. - Advocacy for Borrower Rights: We advocate for borrower rights and actively work to protect vulnerable individuals from predatory lending schemes, offering fair and accessible financing solutions. - Empowering Borrowers: Our approach empowers borrowers by providing them with transparent information, personalized support, and alternatives to predatory lending options.
Personalized Service and Human Connection
At our company, we understand that borrowers are more than just numbers on a spreadsheet. We prioritize building genuine relationships and offering personalized service tailored to each borrower's unique needs.
- Human-Centered Approach:
We believe in taking a human-centered approach to lending, treating each borrower with dignity, respect, and empathy throughout the lending process.
- Accessibility and Support:
Our team is dedicated to providing responsive and attentive support, guiding borrowers through every step of the lending journey and addressing their concerns with care and compassion.
- Long-Term Partnerships:
We view lending as a partnership rather than a transaction, fostering long-term relationships built on trust, communication, and mutual respect.
In summary, our commitment to private capital with ethical standards, opposition to predatory practices, and personalized service distinguishes us as the preferred choice for individuals seeking private lending solutions. With us, borrowers can access financing that aligns with their values and empowers them to achieve their financial goals with integrity and peace of mind.
k+
Average Funding Amount
Businesses Funded
When banks say no, we break bread!
At Break Bread Lending, we offer our clients access to capital through private lending, bypassing the need for traditional banks. This enables us to assist the 80% or more of business owners who are turned away by conventional financial institutions.
Our name, "Break Bread," symbolizes our approach to lending. Just as breaking bread together means sharing a meal and ensuring everyone is well-fed, we believe the lending process should be equally supportive and nurturing. The term "bread" also represents money, tying together our mission to provide a financial experience that’s as warm and inclusive as sharing a meal.
We are dedicated to understanding each client's unique needs and surrounding them with a supportive team to ensure their success. At Break Bread Lending, we believe there is ample opportunity for everyone, and no family should have to go without. Our goal is to offer a personal and enjoyable lending experience, building long-lasting relationships with our clients. When banks say no, we break bread!
- Fast Access to Capital
- Custom Tailored
- Higher Approval Rates
- Partners In Your Success