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Hi! How can we help You?

Let's Break Bread!

Direct access to private, working capital loans. Swift, custom tailored, and accessible to business owner's who wouldn't normally qualify. Funds available in as little as 24 hours.

Satisfied Clients
About Break Bread Lending

We unlock the power of private capital for your business.

We have private capital through our own funds, and through our world-wide partnerships with private lenders. This exlusive access enables us to give working capital to business owner's who wouldn't otherwise qualify, helping them secure the capital they need to succeed!

  • Private capital leads to higher approvals, and unique funding opporunities.
  • All businesses and situations are different. There aren't any one-size fits all solutions. We custom tailor our deals to your businesses unique needs to ensure your success.
  • Immediate fires may need to be put out, or sudden investment opportunities may arise. Funds are dispersed quickly to handle any situation.
Our services

Custom tailored
for your success.

Line of Credit

Our assessment process goes beyond FICO scores, utilizing proprietary data scraping from over 1600 data points. This enables us to approve 30% more applications.

01

Cash Advance

Our revenue based financing is key for those who do not have a strong credit score. We will base the loan on your monthly revenue.

02

SBA Finance

SBA loans can be used for expenses such as payroll, debt refinancing, and marketing expenses to name a few. They offer some of the lowest interest rates for small business working capital with no additional fees.

03

Startup Funding

Need capital to start your business? With a 700+ credit or a cosign, we can help! 0% Interest for 6-12 months. Reports only to the business. Minimal paperwork. One of the only places for startup capital.

04
The Process

It's as easy as 1 - 2 - 3.

Schedule A Call

Schedule a call with our team to craft a custom funding plan based on your needs.

01

Document Collection

Upload supporting documents. Most funding options require minimal paperwork.

02

Underwriting / Funding

We can underwrite your file, and have your business funded within 24-48 hours.

03

Don't let denials get you down. With our private capital, we can say that you're approved!

Higher Approval Odds
With Private Capital
Who We Are

Let's break bread.

To "break bread" means to share a meal with someone, breaking off pieces of your loaf of bread to ensure that everyone is fed.

Break Bread Lending believes that the lending process should be a warm wholesome experience. Inclusive and transparent, making sure everything is on the table so you can make the best decision for your business

  • We have close personal relationships with private lenders to get you funds fast when banks can't or won't.
  • Our highly knowledgable consultants will ensure that your funding plan is customized to your businesses needs. We want to see you succeed!
Clients talk

Hear what our clients have to say!

I highly recommend Break Bread Lending. When we needed money for inventory Ryan and Richard both showed us several options to help us get the funds we needed when we needed it most. Thank you both for the amazing service and quality care we were hoping for!

Guy Hawkins

President of Sales

Break Bread Lending was amazing getting us the invoice factoring we needed to keep business scaling like we wanted. No more waiting for funds to grow.

Eleanor Pena

Owner
meet our founders

We love seeing entrepreneurs achieve their dreams.

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Average Amount Funded

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Businesses Served

Awards Won

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Funds Distributed

Ryan Shamim

CEO and Founder

Richard Torbett

COO and Co-Founder

Talk to us

Let us know how we can help.